Finding the right financing solution to match your requirements is not simply a matter of finding the bank with the cheapest chequebook. It is about closely aligning term, purpose, tax effectiveness, flexibility and price to produce the ideal solution that is as future-proof as possible. We can explore financing options in many applications, including the following areas.
Dynamic business lives and breathes on the back of its cash resources. Whether you are a trading business, manufacturer, seasonal producer or have project cashflow needs, there is a need to closely match your available funding to business activity expectations. Debtor financing, overdrafts, inventory loans and a host of other options are within the Balanz toolkit.
Home loans, construction facilities, and commercial funding packages have vast differences in their ability to reflect risk and expected return. Whether it be a simple home lending scenario, or a Bank Bill financed commercial transaction with ongoing interest rate risk management alternatives, Balanz can secure your funding package with market leading terms.
Acquiring new equipment to support growing business can require some detailed thought about the expected life of the asset, the taxation treatment of the item and the matching of repayments to expected activity. Equipment loans, rent-to own, finance leasing and hire purchase facilities each offer unique benefits. Balanz can assist you with understanding the best fit for your next purchase.
Business Acquisition Finance
Buying a new business? Acquiring shares in a business where you already work? Merging two growing enterprises? These can all be triggers for a review of financing requirements. Making sure the solution fits the circumstance involves an intimate knowledge of how your unique trading cycle needs to be supported. Balanz’s team of astute observers has often found more effective funding options than the traditional financier pathway of least resistance.
As the world economy continues to evolve, and e-commerce makes it easier for many businesses to compete on the global stage, Australian enterprise must actively engage in international trade. Whether as an importer or an exporter, Balanz has the expertise to create a platform of international trading support to facilitate your growth. Letter of Credit facilities, Foreign Exchange management and associated support mechanisms are among an array of solutions Balanz can build into your business model.
Home Lending and Property Development
Every residential project is different. Whether it be an acquisition to suit family requirements, or an investment in the future, Balanz is well placed and professionally accredited to deliver a home or property funding package to suit. We subscribe to the concept that structure is everything in property – both in build and in finance. It’s just one of the areas where we support profitable businesses and their key people.
Please contact us to talk through your specific requirements today.