Taking the time to understand your current financing arrangements is an important part of our search for solutions. After all, the best option may well result from a realignment of what you have in place to best meet the changes in the environment that have evolved since you accepted the support. After a preliminary analysis, we perform a detailed review of your existing debt structure including terms, interest rates, security position, covenants and fees.
As part of our assessment we generally develop a “three way” model (Profit and Loss, Balance Sheet and Cash Flow) to analyse your business financial strength including historical and forecast performance. This is performed to provide rigour to the negotiation process down the track and provide an accurate and complete information base from which we can consider the potential dollar savings following a restructure. Based on the completed analysis, we form an opinion on the financial and reporting covenants in place, as well as the overall security position and other key terms. In order to perform the review process we will request certain key information that may also be required later on in case of a refinance.
Upon completion of the review we will meet with you to discuss our findings and recommendations and in consultation with you, determine the way forward.
To discuss a review of your current situation to ensure you have a ‘best in market’ fit for your requirements, contact us today.