Secure the banking solutions your business needs to thrive with the support of our expert team For dynamic, profitable businesses and their key people
How can we help you?
Balanz works with businesses looking to secure new funding or refinance between $500k and $100M. We have experience working with a wide range of industries including retail, hoteliers, manufacturers, primary producers, developers, investors, and service professionals.
We supplement your entrepreneurial instincts with our specialised skillset and market visibility to deliver exceptional results. Balanz helps deliver funding in the right amount, at the right price, and on the right terms to ensure your business’ continued success.
Our people are our greatest strength. The Directors of Balanz possess in excess of 150 years total experience working with the largest banks in Australia, reaching senior levels prior to beginning the business in 2014. Contact us to find out why our customers find so much value in having us in their corner.
Whether you are a trading business, manufacturer, seasonal producer or have project cashflow needs, there is a need to closely match your available funding to business activity expectations. Debtor financing, overdrafts, inventory loans and a host of other options are within the Balanz toolkit.
Commercial Property Finance
Construction facilities and commercial funding packages have vast differences in their ability to reflect risk and expected return. From simple low-LVR lending scenarios to Bank Bill financed commercial transactions with complex interest rate risk management overlays, Balanz can secure your funding package with market leading terms.
Acquiring new equipment to support growing business can require some detailed thought about the expected life of the asset, the taxation treatment of the item and the matching of repayments to expected activity. Equipment loans, rent-to own, finance leasing and hire purchase facilities each offer unique benefits. Balanz can assist you navigate the options to secure the best fit for your business.
Business Acquisition Finance
Are you buying a new business, acquiring shares in a business you work, or merging two growing enterprises? These are all be triggers for a review of financing requirements. Ensuring the solution fits the circumstance involves an intimate knowledge of how your unique trading cycle needs to be supported. Balanz has extensive experience securing funding for business acquisitions.
Working Capital Finance
Cash is at the heart of all good businesses. Working Capital Finance can provide the cash growing businesses need at the time they need it. Balanz has access to the full suite of working capital solutions and can assist you to ensure any structure employed moves your business towards its goals.
Property Purchase and Development
Every residential project is different. Whether it be an acquisition to suit family requirements, or an investment in the future, Balanz is well placed and professionally accredited to deliver a home or property funding package to suit. We subscribe to the concept that structure is everything in property – both in build and in finance. It’s just one of the areas where we support profitable businesses and their key people.
Whether an importer or an exporter, Balanz has the expertise to create a platform of international trading support to facilitate your growth. Letter of Credit facilities, Foreign Exchange management and associated support mechanisms are among an array of solutions Balanz deliver to support your growth.
We work with these funding institutions, among others
Combined Banking & Finance Experience
Debt Placed or Managed
Recently our Treasurer, Josh Frydenberg, announced an ASIC investigation into the rate setting by the major banks. While the announcement was applauded by many, its main focus is to be the pricing of residential mortgages (home loans) only. What about existing commercial borrowers? Indeed, rate cuts are good news for many; however, commercial borrowers often miss out […]
At Balanz, we regularly have conversations with clients who are concerned they have reached the peak of their funding capacity with a particular lender. If this is the case, it is important to start planning early as timing is everything. Why? Because the best time to obtain additional capacity in your financial arrangements is when you […]
In the world of funding, financiers spend a lot of time talking about “client risk”. Yet at Balanz, we spend a lot of time talking about “financier risk”. What is Financier Risk? Financier risk goes to the heart of obtaining debt that is appropriate to the core funding requirement of a borrower. It comes with […]
At Balanz, we work with a number of professional services firms across Australia. In doing so, we are seeing some interesting developments with how the banks approach this sector. Advantageous or limiting? Well, it depends on how a professional service firm chooses to respond to the current banking conditions…. Here’s why: We’re observing an increased […]